Our wedding Insurance comes with a range of cover benefits created by expert underwriters - alongside our standard range of next-generation tools to help you understand what you're buying.
Peace of Mind
Weddings rely upon so many factors and third parties to run successfully. What if your venue is accidentally damaged or destroyed, your attire becomes unwearable or even if a family member passes away close to the event?
Explore this section to find out what you could get covered for.
The Show Will Go On
Fear not, if you are forced to cancel your wedding or reception, you will be insured against any further costs or expenditure.
In the event of cancellation or curtailment you shall be reimbursed for all costs incurred whilst arranging a new date for your big day, up to the amount to which your originally budgeted.
No matter the wedding, some sort of third party supplier will be involved in your ceremony and reception. These range from caterers and drivers to vicars and venue staff. With so many third parties involved, things can and do go wrong.
In this event, your insurer will cover costs should one of the companies succumb to bankruptcy or liquidation prior to your wedding day.
Wedding gifts sometimes accumulate into the thousands of pounds and are an obvious target for thieves. This insurance will cover gifts whilst in transit 48 hours before the wedding and 24 hours after the reception, up to a maximum of £250 per item.
Moreover, this insurance will also cover gifts during this time period whilst under the care of either yourselves or your parents. Allowing you to focus on what is really important on your special day.
Protect the Essentials
The sentimental value of a ring can never be replaced, but fortunately, the financial value can. Your rings shall be covered for up to a week before your wedding and 24 hours after your reception.
Whilst gifts to your bridesmaids and grooms, your cake and also flowers, shall be covered up to 36 hours prior to the wedding and 24 hours after.
It's every bride and groom's dream to travel in style to and from their big day. Imagine if that dream car was cancelled?
If your transport arrangements fail to meet their contractual arrangements then your insurer will spring into action. Covering the cost of the original booking allowing you to keep your big day running smoothly.
Photographers and film can be an expensive element of a wedding but also one of the most important.
Your insurer cannot cover the sentimental value of your photographs but they can ensure that you are not left out of pocket. In the event that your photographer does not appear at your wedding or the original shots, negatives, or film are damaged or destroyed, your covered.
If you are unfortunate enough to suffer bodily injury during your wedding ceremony or reception, your insurer will cover all legal expenses up to your agreed limit incurred whilst in pursuit of legal justice against a third party.
Don't let accidents leave you financially burdened following your special day, get covered to provide you with complete peace of mind.
That's no problem!
Whether you're getting married in the UK or abroad matters not. The exact same cover will apply abroad as it does in the UK. A key component of this insurance is that you are covered against the cost of losing matrimonial documents whilst you're still away.
Your insurer will indemnify all reasonable costs for travel, accommodation and fees which arise as a result of the necessity to obtain replacement copies of the documents; which are essential to your wedding taking place outside the United Kingdom,
Option cover modules to create your perfect wedding insurance package.
Your Guardian Angel
Sometimes it is not only the guests that are at risk. If you hire a marquee, you are contractually responsible for maintaining its condition. Any damage sustained whilst in your care can be extremely expensive.
Your insurer will indemnify you for any costs incurred as a result of direct damage to the marquee as well reimbursing you for its cancellation, curtailment or rearrangement.
Shield your Sword
Ceremonial swords, whether owned or borrowed can be covered within your wedding insurance package.
In the unlikely event lose or damage your ceremonial sword, your insurer will indemnify you up to a total of £25,000. Whilst you might be slightly red faced, you will not be out of pocket.
Third Party Cover
With so much going on at a wedding sometimes accidents do happen. All that dancing and dare we say it, drinking.
If a guest, invited by you, injures them self at the wedding or reception you will be insured against any legal proceedings that you may face as a direct result of the incident.
Any questions? Just ask.
Our thoughts are with those affected by those caught up in the #Westminster incident. Be vigilant.